Vehicle Solutions

We all dream of a new car, or that all important van to deliver our goods. Where do we start? By looking on the internet? By speaking to our bank manager, or by numerous trips around the dealerships? 

You may have recently considered some of the following points.

• What vehicle would best suit my requirements?

• What is the best finance package for me?

• Can I afford it?

We have been asked these questions by our clients many times, so we have developed specialist relationships with experts in this business.

What vehicle would best suit my requirements?

Our vehicle specialists will talk to you about your vehicle specifications, and will offer recommendations that will be suitable for your needs, utilizing their vast experience.

What is the best finance package for me?

Personal Lease

For private individuals who want a cost effective method of financing and maintaining a new or nearly new vehicle. Ideal for the employee who wants to opt out of a company car programme but can also be operated as a company administered scheme.

Lease Purchase

Similar to traditional HP and more suitable for the non-VAT registered business that wants to own the vehicle at the end of the agreement.

Contract Purchase

Suitable for non-VAT registered businesses that want the benefits of contract hire or for registered businesses that want the operating benefits of contract hire but the taxation benefits of purchasing.

Finance Lease

For VAT registered companies who want the vehicles on their balance sheet. This method offers the choice of paying the entire cost over the lease period or paying a lower rental with a final terminal payment based on the resale value.
This format is frequently used to finance commercial vehicles with the advantage that some finance companies offer better monthly terms than can be found on lease purchase for example.

Contract Hire

For companies that want minimum outlay but maximum control over the operation of vehicles. A single monthly payment can includes maintenance, servicing, road fund licence, relief vehicles and road side assistance. At the end of the agreed contract the vehicle is simply returned. Contract Hire will in most cases offer the lowest monthly outlay for VAT registered.

Can I afford it?

With our financial expertise we will work with you to produce the financial information you need to get that new car or commercial vehicle.